Card issuer, card processor and card stacker method and apparatus

ABSTRACT

A credit card stacker holding up to a predetermined number of cards in a lower section. Cards are supplied by a separator mechanism from the upper section of the card stacker, as they are depleted from the lower section by the issuing mechanism. The separator mechanism supports one edge of a card in the upper section only while the other edge of the card is supported by a predetermined number of cards in the lower section. When the number of cards in the lower section drops below the predetermined number, the separator allows cards to drop to the lower section.

TECHNICAL FIELD OF THE INVENTION

[0001] The present invention relates to a card issuer, more particularlyto a card issuer which is capable of selecting and supplying magneticcards (optionally having embosses or magnetic strips) one by one from astack of a plurality of cards.

BACKGROUND OF THE INVENTION

[0002] Apparatus for selecting and supplying one card from a largenumber of cards in a stack is known. For example, in the gazettes ofJapanese Patent Laid-Open Nos. Sho 56-45196 and Hei 7-35210, a cardissuer 100 shown in FIG. 8 is disclosed. The card issuer 100 is slidablyequipped with a press plate 130 in a hopper 120 having a length L inwidth, which is slightly shorter than a length of a card 110. At a cardoutlet 180 of the hopper 120, a feeding roller 140 is disposed in astate where a part of the circumferential surface of the feeding roller140 projects inside the hopper. A separator 150 is disposed in thehopper 120, and this separator 150 is disposed in such a manner that atip thereof is separated from an outer circumference of the feedingroller 140, spaced with an interval equivalent to a thickness of onecard. The card 110 is inserted in the hopper 120 to a wall 120 a along acard feeding direction of the hopper 120 in an orientation where a tipthereof contacts the feeding roller 140. The card 110 is always pressedtoward the feeding roller 140 by a press plate 130. A pressure impartedto the press plate 130 is obtained by disposing springs 160 between awall portion of the hopper 120 and the press plate 130.

[0003] When the feeding roller 140 rotates, the card 110 at theuppermost portion is sent out by a frictional force of the feedingroller 140. In this case, as shown in FIG. 9, as the card 110 is sentout, it begins to rotate with its contact point with the feeding roller140 as a rotational center. Finally, the card 110 is discharged througha feeding path 170.

[0004] The above-described card issuer 100 adopts a system in which thecard 110 at the uppermost portion is selected from a large number of thecards 110 stacked in a vertical direction. Further, there is knownanother card issuer in which a card at the lower most portion isselected one by one. In the card issuer of this system, a card locatedat the lowermost portion is made to contact a feeding roller (or afeeding belt) similar to that of the card issuer 100. Thus, one card isselected by a frictional force or extruded by use of an extrusionmember.

[0005] Also in the gazette of Japanese Patent Laid-Open No. Hei 7-53068,a card issuer 200 shown in FIG. 10 is disclosed. In the card issuer 200,a feeding roller 221 of a cassette 220 is rotated by a motor 222 in adirection where a card 210 is drawn to a floor surface 224 (arrowdirection in the drawing). Then, among the stacked cards 210 pressedwith a pressure P by a press member 225, the forefront card 210contacting the feeding roller 221 is extruded by the frictional force ofthe feeding roller 221 with an angle in a direction of a floor surfaceopposite from the press member 225. The card 210 passes under thefeeding roller 221 bending in J-character shape as shown in FIG. 11,advances forward along a floor surface 224 and is discharged from afeeding port 226.

[0006] Both of the above-described card issuers 100 and 200 feed cardsby frictional forces of the feeding rollers (140 and 221). Besidesthese, a card issuer adopting a system called a suction system is putinto practical use. This card issuer suctions a card at the uppermostportion of stacked cards to take out the card.

[0007] There are a variety of cards handled by the card issuers. Forexample, there are a prepaid card, a cash card, a credit card and thelike. The prepaid card does not have embosses on a surface thereof.Accordingly, the prepaid card can be easily separated and issued by theabove-described conventional card issuers. However, in the case of thecash card and the credit card, each of which has embosses formed on asurface thereof, it is not easy to select one card from a plurality ofstacked cards. Such embosses are typically made so as to mark a serialnumber of the card. Accordingly, in serial numbers of cards adjacent toeach other in a stacked state, only the respective last numbers aredifferent from each other, and the embosses forming the other charactersoverlap each other. For this reason, such overlapped embosses interlockand present resistance, and it is not easy to select one card fromstacked embossed cards.

[0008] In the card issuer 100 shown in FIGS. 8 and 9, which is disclosedin the gazettes of Japanese Patent Laid-Open Nos. Sho 56-45196 and Hei7-35210, it is assumed that a plurality of the cards 110 rotate keepingan overlapped state with a contact point thereof with the feeding roller140 as a center. In this case, it is necessary to apply a considerablefeeding force at the feeding roller 140 in order to release an overlapof the plurality of cards 110. However, this force also increases cardto card friction due to the overlap of the embosses. Moreover, even ifthe overlap can be released, since the cards 110 are rubbed with eachother by a strong frictional force, the surfaces of the cards 110 may bescratched. Furthermore, in the case where the overlap cannot bereleased, a plurality of overlapped cards 110 cannot pass through thenarrow card outlet 180, leading to a malfunction of the card issuer 100.

[0009] In the above described system in which a card at the lowermostportion among stacked cards is selected by a feeding roller and thelike, there exists a problem similar to the above. A card weight is oneof the factors causing card to card friction due to the overlap of thecard embosses. Since a load applied to the cards in the lower layerbecomes larger when the number of the stacked cards is increased, theoverlap friction becomes significant due to the increased load. When thenumber of the stacked cards is reduced, the overlap friction of theembosses becomes light, thus the problem that the card issue is disableddue to the overlap of the embosses is avoided. However, in this case,there occurs another problem, that is, troublesome maintenance that thefrequency of replacing cards for the card issuer must be increased.

[0010] Moreover, in the card issuer 200 shown in FIGS. 10 and 11, whichis disclosed in the gazette of Japanese Patent Laid-Open No. Hei7-53068, it is a precondition that the card 210 is bent in a J-charactershape. Accordingly, the card issuer 200 is not suitable as a card issuerfor cards having high rigidity, such as a cash card and a credit card.Even if the card issuer 200 is applied to the cash card or the creditcard, a feeding force of the feeding roller 221 must be considerablyincreased. This added force also functions to increase the overlapfriction of the embosses similarly to the previous example. Even if theoverlap can be released, since the cards 210 are rubbed with each otherby a strong frictional force, the surfaces of the cards 210 can bescratched.

[0011] The card issuer of the suction system has a basic problem that asuction system thereof is large. The overlap friction of the cardembosses may be caused by the card weight as described above.Specifically, since the load applied to the cards in the lower layerbecomes large when the number of the stacked cards is increased, theoverlap friction becomes significant due to the increased load. Sincethe card issuer of the suction system suctions the card at the uppermostportion of the stacked cards, an overlap of a card at the upper layer ina state of just being stacked is light. Since the card issuer of thesuction system makes a suction force function to the card at theuppermost portion, there is no problem due to the overlap of theembosses where the card located in the upper layer is suctioned.However, since the overlap friction of the embosses is significant inthe cards located in the lower layer, there is a possibility to suctiona plurality of cards as the selecting of the cards proceeds. Moreover,the cards may be attached to each other by static electricity in somecases. In order to prevent the overlap of the plurality of the cards, amethod can be conceived in which cards to be suctioned are vibrated torelease an overlap thereof. However, since vibrating means must beprovided to execute this method, such an apparatus becomes expensive.

[0012] As described above, the conventional, inexpensive card issuercannot consistently select one card from a stack having a large numberof the cards having embosses.

SUMMARY OF THE INVENTION

[0013] With the foregoing problems in mind, it is an object of thepresent invention to provide a card issuer, which is capable ofaccurately selecting one card from a holder where a plurality of cardshaving optional embosses formed thereon are stacked.

[0014] It is another object of the present invention to provide such acard issuer at a low cost.

[0015] In order to solve the foregoing problems, the present inventorsexperimented in selecting cards by varying the number of stacked cardshaving embosses. The card issuer used in the experiment adopted a systemin which the card at the lowermost portion is selected from a pluralityof cards stacked in a vertical direction.

[0016] As a result of the experiment, in the case of the current cashcard or credit card, it was found that if the number of the stackedcards is less than about 20 to 30, it was possible to constantly selectthe card at the lowermost portion among the cards stacked in a verticaldirection irrespective of the form of the embosses. In the case of thecard issuer adopting the system in which the card at the lowermostportion among the cards stacked in a vertical direction is selected, theconcerned card is selected by a frictional force between the card and abelt (or roller) generated by driving the belt made to contact the cardto be selected. In this case, it is necessary to press the card to thebelt by a predetermined pressure. When the cards are stacked, a loadcorresponding to the number of the stacked cards is applied to the cardat the lowermost portion, which is to be selected. However, in the caseof the card having embosses formed thereon, when this load is excessive,an overlap of the embosses becomes significant, resulting in difficultyof selecting a single card. The above-described number of 20 to 30 isthe number in which the frictional force required for selecting the cardis obtained and a condition where the card cannot be selected due to theoverlap of the embosses does not occur.

[0017] According to the above-described result, when the number of thecards stacked in the card issuer is set to 20 to 30, a condition wherethe card cannot be selected due to the overlap of the embosses does notoccur. However, when the number of the stacked cards is set to about 20to 30, it is necessary to frequently replace cards for the card issuer.In other words, when the number of the cards stacked in the card issueris about 20 to 30, it hinders an efficiency of a maintenance operation.

[0018] With the foregoing problems in mind, the present inventorsstudied means for preventing the state where the card cannot be selecteddue to the overlap of the embosses and for securing the efficiency ofthe maintenance operation. As a result, the present inventors found thatit is effective to constantly limit a load applied to the card to beselected by stacking the cards. For example, in the case where thenumber of the entire stacked cards is set to a hundred, a load appliedto the card at the lowermost portion is limited to the equivalent tothat of the twenty five cards, and the load of the residual seventy fivecards is not translated to the entire surface of cards at the lowermostportion, especially to the area thereof where the embosses are formed,In the case where the card at the lowermost portion is selected, thecard is replaced with one from the residual seventy five cards.

[0019] According to the present invention, a card issuer, whichsequentially issues stacked cards, comprises: a first stack portion inwhich the number of stacked cards to be issued is regulated at apredetermined value or less; a second stack portion, which stacks cardsfor replacing selected cards therewith to the first stack portion in thecase where the card stacked in the first stack portion is selected; andselection means for selecting a card stacked in the first stack portion.

[0020] According to the card issuer of the present invention describedabove, the number of the cards stacked in the first stack portion isregulated at a predetermined value or less. Accordingly, a load appliedto the card located at the lowermost portion by the other stacked cardscan be controlled. In the case of the stacked cards having embossesformed thereon, the number of the cards stacked in the first stackportion may be set in order that a resistance due to the overlap of theembosses is not likely to prevent selection of the cards.

[0021] In consideration of the overlap of the embosses, it is difficultto stack a large number of cards only in the first stack portion. In thecard issuer of the present invention, a second stack portion isprovided. A desired number of the cards are stacked not only in thefirst portion, but in the second stack portion. Since the cards aresequentially selected and issued from the first stack portion, the cardsare replaced from the second stack portion to the first stack portion.

[0022] When the selecting of the cards is repeated and the number of thecards stacked in the first stack portion falls below the predeterminedvalue or less, the frictional force for selecting the card may not beprovided only by the weight of the stacked cards in some cases. In sucha case, a separate weight can be applied, capable of applying apredetermined load. The predetermined load is set (in combination withthe weight of a maximum number of cards) to a range where the overlapfriction of the embosses does not become excessive.

[0023] In the present invention, the card issuer can take a form inwhich the cards are stacked in a vertical direction (one above another),and the second stack portion is disposed above the first stack portion.Moreover, the card issuer for issuing the cards having the embossesformed thereon can be constructed in such a manner that a weight ofcards stacked in the second stack portion is applied to an area of thecards in the first stack portion, away from the sensitive area of thecard (where the embosses are formed). The reason for allowing thisarrangement is as follows. Even if the load by the cards stacked in thesecond stack portion is applied to the cards stacked in the first stackportion, if the load is applied to the area where the embosses are notformed, the overlap friction of the embosses is not promoted.Furthermore, in the card issuer of the present invention, replacement ofthe cards from the second stack portion to the first stack portion maybe performed by gravity.

[0024] According to the present invention, there is provided a cardprocessor, which comprises: a card stacker for stacking cards in avertical direction where the cards optionally have embossed areas;control means for controlling within a predetermined range, a loadapplied to the embossed area of the card located at the lowermostportion; and selection means for issuing the card located at thelowermost portion among the cards stacked in the card stacker.

[0025] According to the above-described card processor, the load appliedto the embossed area of the card located at the lowermost portion can becontrolled within a predetermined range. If the controlled load range isset within a range where the overlap of the embosses does not hinder theselecting of the card, the card can be selected smoothly. In the cardprocessor of the present invention, the applied load can be controlledwithin a predetermined range even after the card located at thelowermost portion is selected by the issuing means.

[0026] The present invention provides a card stacker, which is effectivefor use of the above described card issuer and card processor of thepresent invention. Specifically, the card stacker of the presentinvention is a card stacker for stacking a plurality of cards stacked ina vertical direction, which comprises: a holding floor for holding thecards in a vertical direction; side walls for regulating a horizontalposition of the cards, the side walls being erected from the holdingfloor; a card stack area for stacking the cards, the card stack areabeing formed by the holding floor and the side walls; and a projection,projecting into the card stack area, the projection being disposed at aposition of a predetermined height of the side wall in the card stackdirection.

[0027] In the card stacker of the present invention, the projection hasa function for engaging one edge of the card. And, in the case where thecard stacker is a card stacker for stacking cards having embosses formedthereon, it is desirable that the projection is formed on the side wall,which is close to the area where the embosses of the stacked cards areformed, on the side wall adjacent to the long side of the cards. Withsuch a construction, weight of the card engaged on the projection andthe cards stacked above the engaged card are prevented from beingapplied to the area of the embosses of the cards stacked below theprojection.

[0028] Moreover, in the card stacker of the present invention, it isdesirable that a portion of the projection, which engages the card,constitutes a slant surface.

[0029] These and other objects will be apparent to one skilled in theart from the following drawings and detailed description of theinvention.

BRIEF DESCRIPTION OF THE DRAWINGS

[0030] The subject matter which is regarded as constituting theinvention is particularly pointed out and distinctly claimed in theclaims at the conclusion of the specification. The foregoing and otherobjects, features and advantages of the invention are apparent from thefollowing detailed description taken in conjunction with theaccompanying drawings in which:

[0031]FIG. 1 is a conceptual view schematically showing a card issuer 1according to an embodiment of the present invention;

[0032]FIG. 2 is a perspective view showing the first card stacker 4according to the embodiment;

[0033]FIG. 3 is a cross sectional view showing an example where apredetermined number of the cards 10 are stacked in the first cardstacker 4;

[0034]FIG. 4 is a view showing an example where the residual number ofthe cards 10 becomes one;

[0035] FIGS. 5(a) and 5(b) are explanatory views showing a process forautomatically replacing the fed cards 10L with the cards 10H after thecards 10L are selected and fed: FIG. 5(a) shows a condition before thecard 10L is selected and fed; and FIG. 5(b) a condition after the card10L is selected and fed;

[0036] FIGS. 6(a) and 6(b) are explanatory views for explaining adifference of the heights of the stacked cards depending on the formingpositions of the embosses 13 wherein, FIG. 6(a) shows a condition wherethe embosses 13 are formed on the centers of the cards 10 in the widthdirection, and FIG. 6(b) a condition where the embosses 13 are formed onthe edge portions of the cards 10 in the width direction;

[0037]FIG. 7 is a view showing the card 10 processed by the card issuer1 according to the embodiment;

[0038]FIG. 8 is a view showing the card issuer 100 disclosed in thegazettes of Japanese Patent Laid-Open Nos. Sho 56-45196 and Hei 7-35210;

[0039]FIG. 9 is a view showing the card issuer 100 disclosed in thegazettes of Japanese Patent Laid-Open Nos. Sho 56-45196 and Hei 7-35210;

[0040]FIG. 10 is a view showing the card issuer 200 disclosed in thegazette of Japanese Patent Laid-Open No. Hei 7-53068; and

[0041]FIG. 11 is a view showing the card issuer 200 disclosed in thegazette of Japanese Patent Laid-Open No. Hei 7-53068.

DESCRIPTION OF THE PREFERRED EMBODIMENT

[0042] Description will be made for an embodiment of the presentinvention with reference to the accompanying drawings below.

[0043]FIG. 1 is a conceptual view schematically showing a card issuer 1according to this embodiment.

[0044] The card issuer 1 is designed for issuing a card 10 optionallyprovided with a magnetic recording area 11 shown in FIG. 7 such as acash card or a credit card.

[0045] As shown in FIG. 7, the card 10 has a card serial number 12marked thereon. In the example of FIG. 7, “123456780000001” is theserial number 12. This marking constitutes embosses 13. FIG. 7 alsoshows a cross sectional view of the card 10 along with A-A. This crosssectional view along A-A shows an example wherein two cards 10 arestacked with each other. With reference to the cross sectional viewalong A-A, it can be seen that the embosses 13 of the two cards areoverlapped with each other. Note that in this embodiment, descriptionwill be made for the card 10 provided with the magnetic recording area11, which is taken as an example. However in this embodiment, themagnetic recording area 11 is not essential. In other words, although itis a precondition that description will be made for the card 10 havingthe embosses 13, constitutions thereof other than the above areoptional.

[0046] As shown in FIG. 1, the card issuer 1 comprises a card supplier 2and a card reader 3.

[0047] The card supplier 2 functions to select one card from a group ofcards 10 stacked in a large number and to supply the card to the cardreader 3 when the card 10 is issued. The card supplier 2 comprises twocard stackers, that is, a first card stacker 4 and a second card stacker5. The first and second card stackers 4 and 5 are constructed inbox-shaped structures having openings on the tops, and can respectivelystock a hundred stacked cards 10 in a vertical direction. A first weight41 is provided on the first card stacker 4, and a second weight 51 isprovided on the second card stacker 5. A sphere 41 b rotatably supportedis provided under the first weight 41, and a sphere 51 b rotatablysupported is provided under the second weight 51. Moreover, a firstfeeding belt 42 is provided under the first card stacker 4, and a secondfeeding belt 52 is provided under the second card stacker 5. The firstand second feeding belts 42 and 52 are respectively rotatedcounterclockwise by pulleys P, which are driven to rotate by drivingsources (not shown). Furthermore, the first and second feeding belts 42and 52 can be respectively set close to and far from the first andsecond card stackers 4 and 5. In the case of selecting and feeding thecard 10 from the second card stacker 5, the first feeding belt 42 fallsdown. In this embodiment, as means for selecting and feeding the card 10from the first and second card stackers 4 and 5 one by one, the firstand second feeding belts 42 and 52 are used. However, instead of thesefeeding belts, rollers can be used. Moreover, a mechanism used in thisembodiment is not limited to the one in which the card 10 is selected bya frictional force of the belt or the roller, but a mechanism in whichthe card 10 is extruded by use of an extrusion member can also beadopted.

[0048] The card reader 3 comprises magnetic means for writing in andreading out necessary data for the optional magnetic recording area 11of the card 10 selected and fed from the first card stacker 4 or thesecond card stacker 5. For the magnetic means, the conventionally knownmagnetic head may satisfactorily be used. Carrier rollers R for carryingthe card 10 are provided in the card reader 3. The carrier rollers R arerotatably driven by driving sources (not shown). The card 10 fed fromthe first card stacker 4 or the second card stacker 5 stops once by astop of the carrier rollers R at a predetermined position, where thedata is written in or read out. After the data is written in or readout, the card 10 is carried toward a card issue port E by the carrierrollers R.

[0049]FIG. 2 is a perspective view showing a construction of the firstcard stacker 4. Note that description for the second card stacker 5 isomitted since it has the same construction as the first card stacker 4.

[0050] As shown in FIG. 2, the first card stacker 4 is basicallyconstituted of a pair of holding floors 4 c 1 and 4 c 2 disposed so asto be spaced by a predetermined interval with each other and U-charactershaped side walls 4 a and 4 b erected vertically from the holding floors4 c 1 and 4 c 2. A feeding port 44 for feeding the card 10 is formed ata lower edge of the side wall 4 b. The first card stacker 4 stacks andholds the cards 10 having the optional embosses 13 formed thereon in acard stack area C formed by the holding floors 4 c 1 and 4 c 2 and theside walls 4 a and 4 b. When the first feeding belt 42 is driven whilemaking the first feeding belt 42 contact the lower surface of the card10 located at the lowermost portion among the cards 10 stacked in thefirst card stacker 4, the card 10 is fed through the feeding port 44 tothe card reader 3. As apparent from the foregoing, a predetermined spacebetween the holding floors 4 c 1 and 4 c 2 is provided such that thefirst feeding belt 42 can contact the card 10. Separating means areprovided on the side wall 4 a, by a triangular projection 43 aprojecting toward the card stack area C. The function of the separatingmeans 43 will be described later in detail.

[0051] The first weight 41 has an outside dimension slightly smallerthan that of the card stack area C of the first card stacker 4. Thefirst weight 41 is mounted over the card 10 at the uppermost position ofthe stacker 4, after a predetermined number of the cards 10 (100 cardsin this embodiment) is stacked in the card stack area C of the firstcard stacker 4. Accordingly, every time a card 10 is selected and fed,the first weight 41 falls down in the card stack area C of the firstcard stacker 4. In the first weight 41, a notch 45 is preferably formedfor avoiding interference between the first weight 41 with theprojection 43 a of the separating means 43. Moreover, in the firstweight 41, a handle 46 is preferably formed, and the first weight 41 ismanipulated with this handle 46. Furthermore, although it is not shownin FIG. 2, a sphere 41 b is preferably disposed under the first weight41. The sphere 41 b is rotatably fitted to the first weight 41.

[0052]FIG. 3 is a cross sectional view showing a condition wherein apredetermined number of the cards 10 are stacked in the first cardstacker 4. Although the optional magnetic recording area 11 and theoptional embosses 13 of the card 10 are omitted in the drawing, themagnetic recording area 11 are positioned on the right portion of thecard 10 and the embosses 13 of the card 10 are positioned on the leftportion of the card 10 in the drawing.

[0053] In FIG. 3, the cards 10 are classified and stacked in a firststack section 20 and a second stack section 21 in the first card stacker4. Herein, the cards 10 stacked in the first stack section 20 arereferred to as cards 10L, and the cards 10 stacked in the second stacksection 21 are referred to as cards 10H. The number of the cards 10Lstacked in the first stack section 20 is set to about 20 to 30. Thisnumerical value of 20 to 30 is the number enabling the card 10 to beconstantly selected from the stacked cards as described above. Thisnumber is experimentally derived and would be different for a differentcard technology. Moreover, the number of the cards stacked in the secondstack portion 21 is 70 to 80 since the number of the cards is obtainedby subtracting the number of the cards 10L from a hundred, which is anumber of cards stacked as a whole. Note that the number of the cards 10shown in FIG. 3 does not depict the actual number of the cards 10H and10L because of limitations from making the drawing.

[0054] The first and second stack sections 20 and 21 are separated fromeach other by the separating means 43. In other words, all the cards 10Lstacked in the first stack section 20 exist below the separating means43, and left edges of all the cards 10H stacked in the second stacksection 21 exist above the projection 43 a of the separating means 43.

[0055] As shown in FIG. 3, one edge of the card 10H in a width directionthereof, the card 10H being located at the lowermost portion of thecards 10H stacked in the second stack portion 21, is engaged with thetriangular projection 43 a of the separating means 43. And the otheredge of the card 10H is positioned on the card 10L located on theuppermost portion among the cards 10L. Accordingly, on the right edgeportions of the cards 10L, that is, on an area where the embosses 13 arenot formed, the weight of the cards 10H is applied. However, the weightof the cards 10H is not applied on the left edge portions of the cards10L. As described above, since the embosses 13 exist on the left portionof the card 10, the load of the cards 10H is not applied on an areawhere the embosses 13 of the cards 10L exist.

[0056] A degree of the overlap of the embosses 13 is affected by thenumber of the stacked cards 10L, that is, the weight of the cards 10L.If the number of the stacked cards is small, the overlap of the embosses13 is light. Accordingly, the card 10L at the lowermost portion can beeasily selected by the first feeding belt 42. According to the study ofthe present inventors, if the number of the stacked cards is less thanabout 20 to 30, the overlap of the embosses 13 of the cards 10 does notoccur, or even if it occurs, the overlap is light. This number of 20 to30 is a value confirmed experimentally by use of magnetic cards such ascurrently used cash cards or credit cards, which are regulated in JIS.Accordingly, it is needless to say that this number may vary dependingon a dimension of handled cards 10 or a state of embosses 13 thereof.The present invention is not limited to the above number 20 to 30.

[0057] As described above, the load of the cards 10H is not applied tothe area where the embosses 13 of the cards 10L exist. Accordingly,although a hundred cards 10 are stacked in the first card stacker 4, thecard 10L located at the lowermost portion of the first stack portion 20can be easily selected. Moreover, the number of the cards 10H stacked inthe second stack portion 21 is smaller compared with the number of theentire stacked cards. Accordingly, the overlap of the embosses 13 of thecards 10H stacked in the second stack portion 21 is reduced.

[0058] Herein, when the number of the entire stacked cards is defined asM (100) and the number of the cards 10L stacked in the first stacksection 20 is defined as m, the number of the cards 10H stacked in thesecond stack section 21 is represented as (M-m).

[0059] The card 10L located at the lowermost portion of the cards 10L isselected one by one at each time when a card 10 is requested to beissued. After the above operation is performed once, the number of thecards 10L is to be changed into (m-1). However, the selected cards 10Lare replaced with the cards 10H which are stacked in the second stacksection 21. Accordingly, as long as the cards 10H exist in the secondstack section 21, the number of the cards 10L in the first stack section20 is the predetermined m (constant). This indicates that in the casewhere the residual number of the cards exceeds a predetermined value(m), the load applied to the area in which the embosses 13 of the card10L located at the lowermost portion of the first stack section 20, iscontrolled within a predetermined range. This control is performed bythe separating means 43. When the selecting of the cards 10L isrepeated, the cards 10H in the second stack portion 21 are eventuallyused up. Then, the number of the cards 10L in the first stack portion 20is sequentially reduced such as: (m-1), (m-2), (m-3).

[0060]FIG. 4 shows a state where the residual number of the cards 10 isone after the cards 10 are sequentially selected. When the feeding belt42 is driven in this state, the card 10 is selected to the front of thedrawing. In this case, since the sphere 41 b of the first weight 41contacts the card 10 by a point there between, the sphere 41 b and thecard 10 are easily slidable to each other. This results in suppressing africtional force between the card 10 and the sphere 41 b. The frictionalforce between the card 10 and the sphere 41 b can be further reduced bysupporting this sphere 41 b rotatably.

[0061] The first weight 41 imparts a predetermined frictional forcebetween the card 10 to be selected and the feeding belt 42 when theresidual number of the cards 10 becomes smaller as described above.However, if the first weight 41 is too heavy, the overlap of theembosses 13 of the cards 10 become significant. Accordingly, it isnecessary to determine the weight of the first weight 41 also inconsideration of the above-described overlap.

[0062] The separating means 43 of the first card stacker 4 according tothis embodiment has also a function to automatically replace theselected cards 10L with the cards 10H of the equivalent number to thecards 10L. This function will be described with reference to FIGS. 5(a)and 5(b).

[0063] FIGS. 5(a) and 5(b) are explanatory views showing a process forautomatically replacing the fed cards 10L with the cards 10H after thecards 10L are selected and fed. FIG. 5(a) schematically shows a statebefore the card 10L is selected and fed, and FIG. 5(b) a state after thecard 10L is selected and fed. The cards 10L are actually stackedslanting by an affect of the embosses 13 as shown in FIG. 3. However,the slant is not shown herein.

[0064] In FIG. 5(a), a distance between a tip P of the projection 43 aof the separating means 43 and a right edge Q of the card 10L located atthe uppermost portion is defined as d1. This d1 is set so as to have avalue slightly smaller than a width w of the card 10L (card 10H).Specifically, a relation of d1<w is established. Accordingly, the leftedge of the card 10H at the lowermost portion is engaged with theprojection 43 a.

[0065] When the card 10L at the lowermost portion among the cards 10L isfed, the uppermost position of the cards 10L falls down by a thicknessof the card 10L. FIG. 5(b) shows this state. When a distance between theright edge q of the card 10L at the uppermost portion and a tip P of theprojection 43 a of the separating means 43 in the above-described fallenstate is defined as d2, a relation of d1<d2 is established. Moreover,this d2 is set so as to have a value slightly larger than the width w ofthe card 10L (card 10H). Specifically, a relation of w<d2 isestablished. Accordingly, the engagement of the left edge of the card10H at the lowermost portion with the projection 43 a of the separatingmeans 43 is released. For this reason, the concerned card 10H rotateswith the point q as a center and drops by the gravity.

[0066] As described above, according to this embodiment, the fed cards10L can be automatically replaced with the cards 10H by employing anextremely simple construction, that is, providing the separating means43.

[0067] In the embodiment described above, the projection 43 a of theseparating means 43 is formed by a triangular shape. However, thepresent invention is not limited to this triangular-shaped projection 43a. As long as the projection 43 a can function as described in thisembodiment sufficiently, the projection 43 a can take any shape known inthe art. Although the projection 43 a can take various shapes, if theprojection 43 a is formed in a triangular shape as in this embodiment,the left edge of the card 10H can smoothly fall down along a slantsurface of the triangle. Such smooth falling can be achieved if thesurface contacting the left edge of the card 10H is provided by a smoothslant surface, which is not limited to the triangular shape of theprojection 43 a.

[0068] In this embodiment, the cards 10 are stacked in the first cardstacker 4 in such a manner that the portions of the cards 10 which havethe embosses 13 formed thereon are disposed close to the separatingmeans 43. This stacking of the cards 10 with such disposal is providedto avoid load application to the embosses 13 of the cards 10L stacked inthe first stack portion 20 as described above. In the present invention,it is most desirable that the cards 10 are stacked in such a manner.However, the cards 10 may also be stacked in such a manner that theportions of the cards 10 which have the magnetic recording area 11 aredisposed close to the separating means 43 according to the form of theembosses.

[0069] In this embodiment, the separating means 43 are preferablyprovided on a surface of the side wall 4 a which corresponds to a widthdirection of the cards 10. However, the separating means 43 may also beprovided in other ways including: on the surface of the side wall 4 awhich corresponds to a longitudinal direction (feeding direction) of thecards 10.

[0070] The first card stacker 4 can flexibly deal with various types ofcards 10 by optimizing a disposal position of the separating means 43 ina vertical direction. In this embodiment, formation of the embosses 13of the cards 10 on edge portions thereof in the width direction isexemplified. However, there are other types of cards 10 having embosses13 formed around centers thereof in the width direction. When such cards10 are stacked, even if the cards 10 having the similar number to thatof the cards 10 having the embosses 13 formed on edge portions thereofin the width direction, a height of the stacked cards 10 having embosses13 formed around the centers in the width direction gets higher. FIGS.6(a) and 6(b) show comparison of the heights. In other words, FIG. 6(a)shows a state where the cards 10 having the embosses 13 formed aroundthe centers thereof in the width direction is stacked in the first cardstacker 4, and FIG. 6(b) shows a state where the cards 10 having theembosses 13 formed on the edge portion thereof in the width direction(left side in the drawing) are stacked in the first card stacker 4. Notethat the depiction of the embosses 13 is omitted in FIGS. 6(a) and 6(b).In the case of the cards 10 having the embosses 13 around the centersthereof in the width direction, a slant angle of the cards 10 stacked onthe cards 10 becomes larger. Therefore, even if the number of thestacked cards 10 is the same as that of the cards 10 having the embosses13 formed on the edge portion thereof in the width direction, the heightof the stacked cards 10 gets higher as shown in FIG. 6. The slant angleof the cards 10 becomes largest in the case where the embosses 13 areformed on the center portions of the cards 10 in the width direction. Atthe same time, the height of the stacked cards 10 becomes highest.Accordingly, if a disposal height of the separating means 43 is setassuming the case where the embosses 13 are formed on the centerportions of the cards 10 in the width direction, the separating means 43can cope with the case where the cards 10 having the embosses 13 formedon other positions than the center portions (i.e. Optimized for allembossing positions).

[0071] Moreover, the case, where the number of the separating means 43provided is one, is exemplified in this embodiment, but a plurality ofthe separating means 43 may be provided. If the number of the entirestacked cards 10 is increased, the number of the cards 10H stacked inthe second stack portion 21 is increased, thus causing the problem ofthe overlap of the embosses 13. Accordingly, it is advantageous that theentire stacked cards 10 are classified into two or more groups byproviding another separating means 43 in the second stack section 21.

[0072] As described above, according to the present invention, the cardissuer, which is capable of accurately selecting one card from a statewhere the plurality of cards having the embosses formed thereon arestacked, can be provided. Particularly, the card stacker of the presentinvention is desirable also with regard to a cost, since one card can beselected from the state where the plurality of cards having the embossesformed thereon are stacked only by adding an extremely simpleconstruction, that is, providing the projection.

[0073] While the preferred embodiment of the invention has beenillustrated and described herein, it is to be understood that theinvention is not limited to the precise construction herein disclosed,and the right is reserved to all changes and modifications coming withinthe scope of the invention as defined in the appended claims.

What is claimed is:
 1. A card issuer, which sequentially issues stackedcards, comprising: a first stack portion in which the number of stackedcards to be issued is regulated at a predetermined value or less; asecond stack portion, which stacks cards for replacing picked-out cardstherewith to the first stack portion in the case where the cards stackedin the first stack portion are picked out; and pick-out means forpicking out a card stacked in the first stack portion.
 2. The cardissuer according to claim 1 , wherein cards are stacked in a verticaldirection, and the second stack portion is disposed above the firststack portion.
 3. The card issuer according to claim 2 , wherein thecard issuer is an apparatus, which stacks and issues cards havingembosses formed thereon, and a weight of cards stacked in the secondstack portion is applied to an area where the embosses of the cards arenot formed, which are stacked in the first stack portion.
 4. The cardissuer according to claim 2 , wherein replacement of cards from thesecond stack portion to the first stack portion is performed by drop ofthe cards with the gravity.
 5. The card issuer according to claim 2 ,wherein a weight for applying a predetermined load in a card stackdirection is provided.
 6. A card processor comprising: a card stackerfor stacking cards having emboss forming areas in a vertical direction;control means for controlling a load applied to the emboss forming areaof the card located at the lowermost portion within a predeterminedrange; and pick-out means for picking out the card located at thelowermost portion among the cards stacked in the card stacker.
 7. Thecard processor according to claim 6 , wherein the control means controlsthe applied load within a predetermined range even after the cardlocated at the lowermost portion is picked out by the pick-out means. 8.A card stacker for stacking a plurality of cards stacked in a verticaldirection, comprising: a holding floor for holding the cards in avertical direction; side walls for regulating a horizontal position ofthe cards, the side walls being erected from the holding floor; a cardstack area for stacking the cards, the card stack area being formed ofthe holding floor and the side walls; and a projection projecting towardthe card stack area, the projection being disposed at a position of apredetermined height of the side wall in the card stack direction. 9.The card stacker according to claim 8 , wherein the projection is forengaging one edge of the card.
 10. The card stacker according to claim 8, wherein the card stacker is a card stacker for stacking cards havingembosses formed thereon, and the projection is formed on the side wall,which is close to the area where the embosses of the stacked cards areformed, on the side walls within the extent corresponding to a widthdirection of the cards.
 11. The card stacker according to claim 8 ,wherein a portion of the projection, which engages the card, constitutesa slant surface.
 12. A card stacker apparatus for issuing one of aplurality of cards, the card stacker apparatus comprising: a cardstacker having a first end and a second end; a card separator locatedbetween the first end and the second end of the card stacker, the cardseparator supporting a first edge of a card if a second edge of the cardis supported at a predetermined position in the card stacker; and, thecard separator not supporting the first edge of the card if the secondedge of the card is supported below the predetermined position in thecard stacker.
 13. The card stacker apparatus according to claim 12wherein the card stacker can hold up to a predetermined number of cardsbetween the second end of the card stacker and the predeterminedposition in the card stacker.
 14. The card stacker apparatus accordingto claim 12 wherein the predetermined number is in the range of 20 to30.
 15. The card stacker apparatus according to claim 12 wherein thecard separator means comprises a wedge shape.
 16. The card stackerapparatus according to claim 12 further comprising a forcing means forproviding a force to the cards in the stacker apparatus, the forcedirected towards the second end.
 17. The card stacker apparatusaccording to claim 16 wherein the forcing means is a movable weight. 18.The card stacker apparatus according to claim 16 wherein the forcingmeans slidably contacts one of the plurality of cards.
 19. The cardstacker apparatus according to claim 16 wherein the forcing meansapplies the force by way of a rolling means.
 20. The card stackerapparatus according to claim 12 wherein the second end further comprisesa card issuing means.
 21. The card stacker apparatus according to claim20 wherein the card issuing means comprises means for frictionablymoving one card from the second end of the card stacker.
 22. The cardstacker apparatus according to claim 12 wherein the card separator holdsthe first edge of the card higher than the second edge of the card. 23.A card stacker method for issuing one of a plurality of cards, the cardstacker method comprising the steps of: supporting a first card edge ofa card on a card separator in a top card stacker section when a secondcard edge of the card is supported at a predetermined position in thecard stacker; and, releasing a first card edge of the card from the cardseparator in the top card stacker section when the second card edge ofthe card is supported below the predetermined position in the cardstacker.
 24. The card stacker method according to claim 23 wherein thecard stacker can hold up to a predetermined number of cards below thepredetermined position in the card stacker.
 25. The card stacker methodaccording to claim 23 wherein the predetermined number is in the rangeof 20 to
 30. 26. The card stacker method according to claim 23 whereinthe card separator comprises a wedge shape.
 27. The card stacker methodaccording to claim 23 comprising the further step of providing a forceto the cards in the top card stacker section.
 28. The card stackermethod according to claim 27 wherein the force is provided by a movableweight.
 29. The card stacker method according to claim 27 wherein theforce slidably contacts one of the plurality of cards.
 30. The cardstacker method according to claim 27 wherein the force is applied by wayof a rolling means.
 31. The card stacker method according to claim 23comprising the further step of issuing a card from the card stacker. 32.The card stacker method according to claim 31 wherein the issuing stepcomprises means for frictionably moving a card from the second end ofthe card stacker.
 33. The card stacker method according to claim 23wherein the first edge of the card is supported on the card separatorsuch that the first edge is higher than the second edge of the card.